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Under the clearing rules of the Canadian Payments Association, a post-dated cheque cannot be cashed prior to the date written on it.

If any defect in the title of the payee is found later, the banker cannot claim protection and should make good the loss to the ture owner.

There would have been enough money in there by Sept.

One section, Article 4, 4/401(c), says: "A bank may charge against the account of a customer a check that is otherwise properly payable from the account, even though payment was made before the date of the check, unless the customer has given notice [such as stop payment] to the bank of the postdating." As far as whether it's illegal to postdate a check, it's not.

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The bank can cash it unless it believes the check won't clear or is fraudulent.

But they may be referring to the fact that you're not supposed to give someone a check that you know is not good at that moment.

The check was cashed by my landlord at his bank (Dollar Bank), and my own bank (Key) on Aug.Are we in jeopardy of a change in our credit score, which is in the 800 range?(4) A cheque is not incomplete or irregular on its face by reason only that it is post-dated (whether or not the date has arrived).I'm working with the bank to see if they can't give you more of a break this one time.You will get burned, and you will be the one in the wrong.

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The Commonwealth Bank of Australia's rules and conditions for cheques (2014: Section 1.7.6 'Dishonour of cheques') clearly state that a cheque will be dishonoured if it is presented before the post-date as written on the cheque for the reason that, '..cheque bears a date that is in the future.

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